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One Step Closer to Home! Fayetteville, Hope Mills and Fort Bragg, North Carolina Real Estate Experts  As one of the Leading Fayetteville, Cumberland County area Real Estate Companies, we take a personal interest in each Real Estate transaction. It's no wonder that many of our clients soon become very close friends. Your search for Fayetteville and Hope Mills homes starts here. Whether it be Ranch, Two Story, Colonial, or One and One Half style homes, you can find it here. Being full time Realtors, we have extensive knowledge and expertise of Cumberland, Hoke, Harnett, Sampson and Moore County. If you are re-locating to this area, we can provide you with a "top of the line" re-location packet giving you great information about our communities and schools. Plus provide you with a map of the Fayetteville, Hope Mills, Spring Lake, Raeford and surrounding counties. Just email us your contact information and we will contact you immediately. We are proud to serve and assist our military community with their relocation to Ft. Bragg, NC. We are familiar with the needs of our soldiers and their families and hope to provide an easy and enjoyable experience. Fayetteville, NC is a strong supportor of the military and it was recently selected by Newsmax Magazine in their May 2009 edition as one of the Top Cities and Towns with the Best American Values. Stop driving around neighborhoods, sign-up now for our automated email alert. Just tell us what you're looking for and receive new MLS listings daily based on your search criteria, school district or neighborhood via email. You can find resources and information on our website relating to military relocation, schools, mortgage loans, things to do and local attractions, seller information, buyer information, and last but not least, your REAL ESTATE needs. We know you will find Cumberland, Hoke, Harnett, Sampson and Moore County as warm and welcoming as we do. Whether you are looking for small town charm, a military community, or an accessible city, Fayetteville, Raeford, Fort Bragg, Hope Mills, Sanford, or Spring Lake is waiting for your arrival. "Making it a great day and a little more like home at CENTURY 21 Family Realty"  CENTURY 21 Family Realty 2653 Hope Mills Road Fayetteville, NC 28306 (910) 321-1002 Fayetteville NC Real Estate | Search Fayetteville MLS | Fayetteville NC Homes for Sale | Fort Bragg NC Real Estate | Search Fort Bragg MLS | Fort Bragg Military Relocation | Hope Mills NC Real Estate | Hope Mills NC Homes for Sale
Real Estate Tips
First Time Buyers >The Down Payment
Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.
If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.
When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.
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Real Estate Trivia
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What is considered the oldest surviving non-native building in the U.S.?
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| A |
The governor's palace in Sante Fe, New Mexico, built in 1609, was constructed with materials and methods adapted from the native Indians.
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See More Real Estate Trivia > |
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Corinne Smith Century 21 Family Realty 2653 Hope Mills Road Fayetteville, NC 28306 Office: (910) 321-1002 Fax: (910) 424-6907 teameliterealty@NUMBER1EXPERT.com
Dreams, Memories, Family....
The role of a real estate agent is to guide you through the buying, selling or relocating process, taking the time to make sure you understand every step of the transaction. We are absolutely committed to fulfilling your needs with the highest level of professionalism, expertise and service. Our commitment to your satisfaction is the foundation from which a solid business relationship is built. One step closer to home....from our Team to your Family, making your dream come true.
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